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Financial Policy
Payment in full is due at the time dental treatment is
provided. We accept cash, personal check, MasterCard,
and Visa debit and credit card payments.
For Patients with Dental Insurance:
If you provide us with all your insurance information
prior to the appointment, we will try help you estimate
the portion of the fees that your insurance may cover.
Please understand that filing your claims is a
courtesy our office provides to our patients. We will
be happy to help you file your claims with your
insurance company, however, you are responsible for
the entire payment due.
It is important that you keep us informed of any
insurance changes such as policy name, insurance
company address, or a change in employment.
Payment in full is due at the time dental treatment is
provided. We accept cash, personal check, MasterCard,
and Visa debit and credit card payments.
For Patients with Dental Insurance:
If you provide us with all your insurance information
prior to the appointment, we will try help you estimate
the portion of the fees that your insurance may cover.
Please understand that filing your claims is a
courtesy our office provides to our patients. We will
be happy to help you file your claims with your
insurance company, however, you are responsible for
the entire payment due.
It is important that you keep us informed of any
insurance changes such as policy name, insurance
company address, or a change in employment.
Dental Insurance Facts
Fact 1 - NO INSURANCE PAYS 100% OF DENTAL CARE
Dental insurance is meant to be an aid in receiving
dental care. Many patients believe that their
insurance pays 90%-100% of all dental fees.
In reality, most plans only pay between 50%-80% of
the insurance company's predetermined fee schedule.
Some pay more, some pay less.
Both the fee schedule and the percentage paid is
usually determined by how much you or your
employer has paid for coverage or the type of
company.
Fact 1 - NO INSURANCE PAYS 100% OF DENTAL CARE
Dental insurance is meant to be an aid in receiving
dental care. Many patients believe that their
insurance pays 90%-100% of all dental fees.
In reality, most plans only pay between 50%-80% of
the insurance company's predetermined fee schedule.
Some pay more, some pay less.
Both the fee schedule and the percentage paid is
usually determined by how much you or your
employer has paid for coverage or the type of
company.
Fact 2 - BENEFITS ARE NOT DETERMINED BY THE DENTIST
You may have noticed that your dental insurer generally reimburses you or the dentist at a lower rate
than the dentist's actual fee. Frequently, insurance companies state that the reimbursement was
reduced because your dentist's fee has exceeded the usual, customary, or reasonable fee ("UCR")
used by the company.
A statement such as this gives the impression that any fee greater than the amount paid by the
insurance company is unreasonable or well above what most dentists in the area charge for a certain
service. This can be very misleading and simply is not accurate.
You may have noticed that your dental insurer generally reimburses you or the dentist at a lower rate
than the dentist's actual fee. Frequently, insurance companies state that the reimbursement was
reduced because your dentist's fee has exceeded the usual, customary, or reasonable fee ("UCR")
used by the company.
A statement such as this gives the impression that any fee greater than the amount paid by the
insurance company is unreasonable or well above what most dentists in the area charge for a certain
service. This can be very misleading and simply is not accurate.
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